Car insurance is very costly, but with its benefits to car owners and drivers, many people are raring to buy themselves at least one.
Good news to the new car insurance seekers, though, because you can take advantage of the many discounts offered by several car insurance companies for you to have cheaper premiums.
Some of the car insurance discounts may include the following:
If you are looking for a significant slash in your car insurance policy application, the most rewarding insurance would be the multi-policy discount. Under this discount, policyholders are given a leeway of having high savings if they opt to get insurance for both their house and car from the same company.
It will also depend on how many cars the policyholder will put into insurance because of the many vehicles, the higher the slash in the total cost of the premium. It could be as high as 20% for the whole package.
Car owners and drivers may ask their car insurance company if they are under this discount. Most people who are nearer their workplace and opt to walk or commute than driving their automobiles are eligible for this discount.
From the name itself, if you have lower mileage than the usual user, you can have the option for this deduction. Just like the bundling discount, the highest slash in low-mileage could be as high as 20%.
Good/safe driver discount
If you have a clean driving record for five years or so, you can apply to this kind of discount. If you apply for this kind of discount, your car insurance company will look at your driving record and will determine if you are eligible.
The reason for this discount is that car insurance companies are assured that you won’t be dealing with unforeseen accidents because you are careful with your driving as shown in your record.